SpendPal Privacy Policy

1. Introduction

SpendPal is a personal finance and expense tracking app developed and maintained by Open Lluna, a software development agency operating from Casablanca, Morocco and Ottawa, Canada. SpendPal is available on iOS and Android.

This Privacy Policy explains what information SpendPal handles, where it is stored, and how it is used. The short version: SpendPal collects no personal information whatsoever. Everything stays on your device.

2. Information We Collect

We collect no personal information. SpendPal does not ask for your name, email address, phone number, location, or any other personally identifiable information. There are no accounts, no sign-up flow, and no login.

The only data SpendPal works with is the expense and budget information you choose to enter yourself, and that data never leaves your device.

3. Local Data Storage

All data you enter in SpendPal, including your transactions, categories, and budgets, is stored exclusively on your device using the platform's local storage. We do not operate any servers that receive, store, or process your data. We have no access to it, and we cannot retrieve it.

If you delete the app, all associated data is removed from your device. If you switch devices, data does not transfer automatically unless you use a device backup service provided by Apple or Google — that is governed entirely by their respective privacy policies, not ours.

4. Third-Party Services

SpendPal does not integrate any third-party analytics, advertising, crash reporting, or tracking SDKs. No data is shared with any outside service. We do not use tools such as Firebase, Google Analytics, Facebook SDK, or any equivalent.

The only external services that may be involved are the Apple App Store and Google Play Store, which handle app distribution. Their privacy practices are governed by Apple's and Google's own policies.

5. Children's Privacy

SpendPal is intended for users aged 18 and older. We do not knowingly collect information from anyone under 18, and because SpendPal collects no data at all, there is no risk of inadvertent data collection from minors.

6. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes to the app or applicable law. The "Last updated" date at the top of this page will always reflect the most recent revision. We encourage you to review this page periodically. Continued use of SpendPal after any changes constitutes acceptance of the updated policy.

7. Contact

If you have questions or concerns about this Privacy Policy, you can reach us at ali.abdoufb@gmail.com or through the contact form at openlluna.com/contact.